Lifelock is a company that works to protect the identity of individuals who pay for their services. They educate the consumer on taking control over who uses their identity and what it is used for. Upon education they perform the necessary services to ensure that individuals rights are protected. They charge their clients $10 per month to take the measures necessary to protect their clients from identity theft. All of the services provided by Lifelock can be performed on your own to protect your own identity.

Lifelock contacts the credit bureaus and notifys them that your social security number and credit information were used fraudulently. They then contact the credit bureaus again every 90 days and request that they put fraud alerts on your account. Then, they request that your name be removed from pre-approved credit card junk mail lists and they continue to make the requests as they expire. Studies have proven that this is one of the most common methods of stolen identity. They order your credit reports on your behalf and they are then sent directly to you. This is done once a year- just as you can request one free yourself. Lifelock even offers such services as WalletLock which includes full service support if your wallet is stolen or lost- they’ll help you to contact all of the credit card, bank, or document issuing companies and cancel accounts and take all necessary measures to get you new cards, and issued documents.

Lifelock guarantees that if your identity is stolen while utilizing their services they will do everything to repair your credit. They’ll even pay attorney fees, and lost moeny due to their mistake. They guarantee that if anything happens while using their services they will spend up to $1,000,000 to solve your problems and meet all of their clients individual needs. LifeLock is a saftey precaution to be used to prevent identity theft.

Lifelock Considerations:

-1 Million Dollar Guarantee

-The CEO has put his own social security number on his website to prove how effective this product is

So what does Lifelock actually do? It will help users to get a free credit report annually to their name. What Lifelock does is actively control the identity theft maintenance of any of your accounts. For example, hackers like to look at pre-approved credit card lists and they will create one in your name. Lifelock will get your name off these pre-approved credit card lists and will notify you if someone is starting a new credit card in your name. Lifelock will combat it properly by talking to credit companies if the identity theft actually happens. Lifelock is about preventing identity theft and this is very rare to actually happen. What else does Lifelock do? A lot more. It will take your name of junk mailing lists automatically, give you credit assistance, help you get new credit, and they also provide a million dollar guarantee.

Students and children particularly vulnerable to be victims of identity theft and hackers. Their credit is not checked until they are 18 so parents can also cover their children’s identity with LifeLock. A student or child who is a victim of identity theft will have trouble getting student loans, scholarships, getting into a good college, getting jobs, apartments and much more. Not to mention the risks for everyone which include, denial of life insurance, higher premiums for insurance/other, getting arrested, fired from your job or not getting that new interview.

The Life Lock website says that if your identity is ever stolen while on the service, they will fix the problem and re-imburses the client of any fees they paid. They will even hire a lawyer for you and not charge you for it at all. Not to mention the one million dollar guarantee. This seems like a pretty good deal, if the product fails you have a million dollar guarantee to back you up and you will be completely refunded.

After reviewing the recent prices on their website the monthly fee is $10 per adult or $110 per year. For children, it’s $25 per year with any adult enrollment. Luckily I found this 17.5% promotional discount- Get 17.5% Off LifeLock’s Identity Theft Program. The first month is also free now too. Enjoy the protection of Lifelock, I certainly feel safe.